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⚡ Fast approvals for food businesses

Capital to keep your
kitchen running

Genesis360Finance provides fast, short-term working capital for restaurants, food vendors, and food businesses in Nigeria. Apply today, get funded in 24 hours.

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₦500M+
Disbursed
200+
Businesses Funded
24hrs
Avg. Approval
Process

How it works

From application to cash in your wallet in 24 hours

1
📋
Apply

Fill your business details and loan amount in minutes on any device

2
🔍
Review

Our team reviews your application with field verification

3
✅
Approve

Get notified of approval within 24 hours via SMS and app

4
💸
Funded

Capital hits your wallet. Repay automatically from daily revenue

Pricing

Clear, simple pricing

No hidden fees. No surprises.

Loan Structure
Duration6 business days
Interest Rate4% flat
Admin Fee1% (deducted upfront)
Moratorium1 day (no payment day 1)
Extension+1% per extension
Example: ₦500,000 Loan
Loan Amount₦500,000
Admin Fee (1%)− ₦5,000
You Receive₦495,000
Interest (4%)₦20,000
Total Repayable₦520,000
Daily Repayment~₦86,667/day
Requirements

Who can apply?

You Qualify If You Are
  • A restaurant or food business owner
  • A food vendor or caterer
  • A food supplier with a track record
  • Operating in Nigeria
  • In business for at least 3 months
  • Have a valid bank account
We Do Not Fund
  • Non-food businesses
  • Businesses with outstanding defaults
  • Businesses with no verifiable revenue
  • Applicants who fail KYC verification
New applicants get 20% loan access pending full verification. Full access unlocked after approval.
🚀

Ready to grow your business?

Join hundreds of food businesses already using Genesis360Finance to access fast working capital.

Apply Now — It's Free